Insurance Portfolio Health

Capabilities

Endpoints

{
  "status": "ok",
  "engine": "deepmap_portfolio_analytics_v1",
  "description": "Portfolio-level insurance underwriting analytics with batch assessment, PML curves, geographic concentration analysis, diversification scoring, and rebalancing recommendations.",
  "capabilities": {
    "max_properties_per_request": 1000,
    "supported_perils": [
      "earthquake",
      "flood",
      "landslide",
      "sinkhole",
      "volcano",
      "wildfire",
      "wind"
    ],
    "supported_property_types": [
      "commercial",
      "condo",
      "industrial",
      "multi_family",
      "single_family"
    ],
    "supported_construction_types": [
      "manufactured",
      "masonry",
      "reinforced_concrete",
      "steel_frame",
      "unknown",
      "wood_frame"
    ],
    "default_cluster_radius_km": 50.0,
    "default_return_periods": [
      50,
      100,
      250,
      500
    ],
    "pml_model": "simplified_beta_exceedance_v1",
    "risk_levels": [
      "LOW",
      "MODERATE",
      "HIGH",
      "CRITICAL"
    ],
    "decision_outcomes": [
      "APPROVE",
      "APPROVE_WITH_CONDITIONS",
      "REFER_TO_SENIOR",
      "DECLINE"
    ]
  },
  "endpoints": {
    "assess": "POST /api/v1/insurance/portfolio/assess ($0.10/property, max 1000)",
    "pml": "POST /api/v1/insurance/portfolio/pml ($0.15/property, max 1000)",
    "concentration": "POST /api/v1/insurance/portfolio/concentration ($0.05/property, max 1000)"
  },
  "extends": "api/ai_underwriter_copilot.py (AI Underwriter Co-Pilot)",
  "version": "v1"
}