{"status":"ok","engine":"deepmap_municipal_credit_v1","endpoints":{"score":"POST /api/v1/finance/municipal-credit/score","compare":"POST /api/v1/finance/municipal-credit/compare","portfolio":"POST /api/v1/finance/municipal-credit/portfolio","ratings_methodology":"GET /api/v1/finance/municipal-credit/ratings-methodology (free)"},"rating_scale":["AAA","AA+","AA","AA-","A+","A","A-","BBB+","BBB","BBB-","BB+","BB","B+","B","CCC","CC"],"hazard_types":["earthquake","flood","hurricane","landslide","sinkhole","tornado","volcanic","wildfire"],"supported_regions":["midwest","mountain","northeast","pacific_nw","southeast","southwest","west_coast"],"method":"regional-baseline heuristic: each component is a value from the regional tables in this module (US_REGIONS, INFRASTRUCTURE_AGING_CURVES and the per-region maps), adjusted only by distance to a list of coastal reference points and by population; no municipality-specific data is fetched.  Caller-supplied budget and debt replace the regional debt assumption.","data_sources":["Regional baseline tables (hand-entered; not fetched per request)","Coastal reference points (17 US coastal cities, great-circle distance)","Caller-supplied population / annual_budget_usd / outstanding_debt_usd"],"comparable_municipalities_count":30}